Auto Insurance
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Bodily Injury
- Covers bodily injury to other people or damage to their property, if you are liable
- Coverage is for you, qualified family members or another driver; if they have your permission
- Included is costs to defend claims and/or lawsuits
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Medical Expenses
- Regardless of fault this covers necessary medical treatment for you, qualified family members or passengers arising from an auto accident
- Even if the passengers in your car do not have medical insurance they may still be covered.
- You decide the amount of coverage provided from the policy
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Uninsured/Underinsured Motorist
- Covers bodily injuries to you, qualified family members and anyone occupying your covered vehicle, caused by uninsured motorist or a hit-and-run driver
- Also applies if motorist does not have adequate coverage to pay for your injuries
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Collision
- Covers accidental damage to your car by collision with any object or upset to your vehicle
- Pays up to actual cash value of your vehicle (minus your deductible)
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Comprehensive
- Covers damage caused to your vehicle by events other than a collision or upset, minus your deductible
- Examples: fire, vandalism, windstorm, sandstorm, falling objects, animals, water, flood and theft
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Auto Glass Replacement Program
- Call 800-435-7764
- Makes repairing broken glass much easier
- Many repairs can be done within 24 hours
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Towing and Road Service
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Loss of Use (Rental reimbursement)
- Receive up to $1,000, while your car is being repaired for collision damage or comprehensive loss that's in excess of your deductible
- Several coverage plans offered
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